How To Use Chase Points on Amazon

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How To Use Chase Points on Amazon: An In-Depth Guide

Chase points, also known as Chase Ultimate Rewards points, are a flexible currency that can be earned through various Chase credit cards. These points can be used for a wide range of rewards, from travel to gift cards. One of the most popular ways to use Chase points is by redeeming them on Amazon. In this comprehensive guide, we’ll walk you through the process of using Chase points on Amazon, along with tips and strategies to maximize their value.

What are Chase Points and How to Earn Them?

Chase points are earned through spending on eligible Chase credit cards, such as the Sapphire, Freedom, and Ink series. Points can be earned in different categories, such as dining, travel, and gas, with some cards offering higher rewards points for certain categories. Read more here.

Linking Your Chase Account with Amazon

Before you can use Chase points on Amazon, you need to link your Chase account with Amazon. This process is simple:

1. Sign in to your Amazon account.
2. Visit the Shop with Points page for Chase Ultimate Rewards.
3. Click on the “Link your rewards account” button.
4. Enter your Chase account credentials.

Using Chase Points for Amazon Purchases

Once your Chase account is linked with Amazon, you can use your points to pay for eligible orders. During checkout, select your Chase Rewards Card as your payment method, then choose the amount of Ultimate Rewards Points you’d like to use for the purchase.

Maximizing the Value of Chase Points on Amazon

While the conversion rate for Chase points on Amazon is 0.8 cents per point, there are ways to maximize their value:

1. Look for promotions: Keep an eye out for Amazon promotions that offer discounts when using Chase points.
2. Use points sparingly: Since the conversion rate for points on Amazon is lower than for other rewards, use only a small number of points to unlock a promotion and pay the remaining balance with your Chase credit card.
3. Redeem points for statement credit: If you have a card that offers this option, you can make a purchase with your Chase card and then redeem your points for a statement credit.
4. Combine points with other Chase cards: If you have multiple Chase cards that earn Ultimate Rewards points, you can combine the points from different cards to maximize their value.

Limitations and Restrictions

Not all purchases on Amazon are eligible for Chase Points payment. Some restrictions include Amazon.com Gift Cards, AmazonFresh items, Prime memberships, pre-order items, textbook rentals, Kindle downloads, digital music, Amazon Video titles, cell phones with service plans, and items offered by third-party sellers.

Conclusion

Redeeming Chase points on Amazon is a convenient way to use your rewards, especially if you frequently shop on Amazon. However, to get the most value from your points, consider using them strategically and take advantage of promotions and discounts. Remember, the value of Chase points can vary depending on how you redeem them, so it’s worth exploring all your options before making a decision.