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How To Manage an Amazon Store Card

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Managing an Amazon Store Card can seem like a daunting task, especially if you’re new to it. But don’t worry, this comprehensive guide will walk you through everything you need to know, from linking your Amazon and Synchrony Bank accounts to managing your card through the mobile app. So, let’s dive in!

KEY TAKEAWAYS

To manage an Amazon Store Card, start by linking your Amazon and Synchrony Bank accounts. Once linked, you can access your account online or through the mobile app to view activity, make payments, and set up alerts. Payments can be made online or by calling Synchrony Bank. You can also track your spending by reviewing recent transactions. Benefits of the card include cashback and exclusive financing options for Prime members. You may be eligible for a credit limit increase after six months, and if your card is lost or stolen, report it immediately to Synchrony Bank.

Linking Your Amazon and Synchrony Bank Accounts

To start managing your Amazon Store Card, you first need to link your Amazon and Synchrony Bank accounts. Visit the Amazon Store Card page and click on the “Link Now” button on the third card. Enter your Synchrony Bank user ID and password to establish the link. This step is crucial as it allows you to access your account and manage your card online.

Accessing and Managing Your Account Online

Now that your accounts are linked, you can access your account through the Synchrony Bank account management site. From here, you can view your account activity, access billing statements, make payments, and set up spending and payment due alerts.

You can also manage your Amazon Store Card through the Amazon Store Card mobile app, available for both iOS and Android devices. This app provides a convenient way to manage your account, pay your bill, view your available rewards points, and edit your cardholder profile, all from the palm of your hand.

Making Payments

Making payments on your Amazon Store Card is easy. You can make one-time or recurring payments by signing into your Synchrony Bank online account. Alternatively, you can call Synchrony Bank at 866-634-8379 to make a payment.

To set up recurring payments, simply select “Payments” > “Manage Autopay”. This will allow you to set up automatic payments, ensuring that you never miss a payment and avoid late fees.

Reviewing Recent Transactions

To keep track of your spending, you can review your recent transactions by selecting “Activity” > “Statements”. This will provide you with a summary of your recent transactions, helping you to manage your budget more effectively.

Benefits of the Amazon Store Card

The Amazon Store Card offers several key benefits, especially for Amazon Prime members. These include 5% cashback on Amazon.com purchases, no annual fee, and exclusive financing options. However, it’s important to note that these benefits are only available to Amazon Prime members. Non-Prime members will receive the standard version of the card, which does not offer cashback rewards.

Increasing Your Credit Limit

If you’ve been a cardholder for at least six months and have not requested a credit limit increase during that period, you could be eligible for a credit limit increase. To request an increase, call Amazon customer care at 1-866-634-8379. Using your credit responsibly and paying off your balance on time can improve your chances of getting approved for a credit limit increase.

Reporting a Lost or Stolen Card

If your Amazon Store Card is lost or stolen, it’s important to report it immediately. Call Synchrony Bank at 1-866-634-8379 to report the loss. The card will be canceled and a replacement will be issued.

In conclusion, managing an Amazon Store Card is straightforward once you know the steps. By following this guide, you’ll be able to effectively manage your card, make the most of its benefits, and maintain a good credit score. Remember to always use your card responsibly and pay off your balance on time to avoid late fees and interest charges.

Frequently Asked Questions

Can I apply for an Amazon Store Card online?

Yes, you can apply for an Amazon Store Card online. Visit the Amazon Store Card page and click on the “Apply Now” button. You’ll need to log into your Amazon account and complete the application process.

Can I use my Amazon Store Card for purchases outside of Amazon?

No, the Amazon Store Card is exclusively for use on Amazon.com. It cannot be used for purchases on other websites or physical stores.

How can I check my Amazon Store Card balance?

You can check your Amazon Store Card balance by logging into your Synchrony Bank account. From the dashboard, you can view your current balance, available credit, and recent transactions.

Is there a penalty for late payments on the Amazon Store Card?

Yes, there is a penalty for late payments. Late payment fees can be up to $39. To avoid late fees, make sure to pay at least the minimum payment due by the due date each month.

Can I close my Amazon Store Card account?

Yes, you can close your Amazon Store Card account by contacting Synchrony Bank customer service at 1-866-634-8379. Keep in mind that closing a credit card account may impact your credit score.

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