Amazon has transformed the way we shop online with its vast range of products, easy navigation, and quick delivery. But what about when it comes to payment methods? In this comprehensive guide, we’ll dive deep into the Amazon Pay Card, a convenient tool that Amazon offers to its customers.
The Amazon Pay Card, also known as the Amazon Pay ICICI Bank Credit Card, is a credit card offered by ICICI Bank in partnership with Amazon. It is designed for frequent Amazon shoppers and provides cashback on every purchase made on Amazon. The card has no joining fee or annual fee, and there’s no limit or expiry on the rewards earned. The card can also be used for purchases on third-party websites and in apps that accept Amazon Pay.
What Is the Amazon Pay Card?
The Amazon Pay Card, also known as the Amazon Pay ICICI Bank Credit Card, is a credit card offered by ICICI Bank in partnership with Amazon. This card is designed for people who primarily use Amazon for online shopping and offers various benefits and rewards.
Key features of the Amazon Pay ICICI Bank Credit Card include:
- No joining fee or annual fee.
- No limit or expiry date on the rewards earned using this card.
- Reward earnings can be redeemed on Amazon.
The card provides cashback on every purchase made on Amazon, with the percentage of cashback varying depending on the user’s Amazon Prime membership status.
How Does It Work?
The Amazon Pay Card is a co-branded shopping credit card launched by ICICI Bank in partnership with Amazon India on the Visa payment platform. To use Amazon Pay, you simply need an existing Amazon account. When you see the Amazon Pay button on a third-party website or in an app, you can use the service to sign in using your Amazon account credentials and complete your purchase or donation.
Transactions made using Amazon Pay can be tracked in your Amazon account, and eligible purchases of physical goods are protected by Amazon’s A-to-z Guarantee.
Benefits of Using an Amazon Pay Card
The Amazon Pay Card offers several benefits for its users, particularly for those who frequently shop on Amazon or at Whole Foods Market.
- Seamless integration with your Amazon account: Amazon Pay uses the information and payment methods stored in your Amazon account, making it convenient and easy to use.
- Safe and secure transactions: Amazon Pay ensures that your transactions are secure, and you can track all your activities in your Amazon account.
- Reward points and cashback: The Amazon Pay ICICI Bank Credit Card offers cashback in the form of Amazon Pay balance.
Fees Associated with Amazon Pay Card
Amazon Pay fees are transaction-based and have a processing and authorization component. For domestic transactions, the fees are 2.9% plus $0.30 per transaction. However, for customers, using Amazon Pay adds no fees to your transaction with the merchant.
How to Apply for an Amazon Pay Card?
Applying for an Amazon Pay Card is simple. Visit the Amazon Credit Card Marketplace, select “Apply now” on the card you want to apply for, fill in the application with the required information, and submit. If approved, the credit card issuer will provide your Amazon.com Gift Card.
Amazon Pay Card vs. Other Payment Methods on Amazon
While Amazon Pay is used for purchases on third-party websites, other payment methods are used for purchases directly on Amazon. Amazon Pay transactions are subject to fees, while other payment methods may have different fee structures or benefits.
Security of Amazon Pay Card
The Amazon Pay Card is secure due to various security measures and technologies implemented by Amazon, including anti-fraud technology, 3D Secure support, encryption, tokenization, fraud protection, and a Payment Protection Policy.
Can the Amazon Pay Card Be Used Outside of Amazon?
Yes, the Amazon Pay Card can be used for purchases outside of Amazon on third-party websites and in apps that accept Amazon Pay as a payment method.
To sum up, the Amazon Pay Card is a secure and convenient payment method for those who frequently shop on Amazon. It offers attractive rewards and benefits, making it an excellent option for savvy online shoppers.
Frequently Asked Questions
What is the cashback rate for Amazon Prime members using the Amazon Pay Card?
Amazon Prime members receive a cashback of 5% on all their purchases made on Amazon with the Amazon Pay Card.
What is the cashback rate for non-Amazon Prime members using the Amazon Pay Card?
Non-Amazon Prime members receive a cashback of 3% on all their purchases made on Amazon with the Amazon Pay Card.
Can I use the Amazon Pay Card for international transactions?
Yes, the Amazon Pay Card can be used for international transactions. However, a foreign transaction fee may apply.
Is there a limit to the cashback I can earn with the Amazon Pay Card?
No, there is no limit or expiry date on the rewards earned using the Amazon Pay Card.
What is the Amazon A-to-z Guarantee?
The Amazon A-to-z Guarantee protects customers when they purchase items sold and fulfilled by a third-party seller. It covers both the timely delivery and the condition of your items.
Can I use Amazon Pay Card on other e-commerce platforms?
Yes, the Amazon Pay Card can be used on any third-party website or app that accepts Amazon Pay as a payment method.
How do I check my Amazon Pay Card balance?
You can check your Amazon Pay Card balance by logging into your Amazon account and navigating to the ‘Amazon Pay’ section.
