What Kind of Health Insurance Does Walmart Offer Employees?

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Walmart, a multinational retail corporation, is known for offering its employees a variety of benefits, including health insurance. This comprehensive guide will delve into the details of the health insurance options provided by Walmart, helping you understand the plans and benefits available to its associates.


Walmart offers its employees a variety of health insurance options including medical, dental, and vision plans. The medical plans include Premier, Contribution, and Saver plans, as well as region-specific and HMO plans. Dental coverage includes most regular care and orthodontic treatments, while vision coverage includes annual exams and allowances for glasses or contacts. Walmart also offers additional insurance options like accidental death and dismemberment, critical illness, and accident insurance. Eligibility and enrollment are based on job classification and employment status.

Walmart’s Health Insurance Overview

Walmart offers its employees a variety of health insurance options, including medical, dental, and vision plans. These plans are designed to cater to the unique healthcare needs of its employees, although availability may vary depending on location and job classification.

Medical Insurance

Walmart offers several types of medical plans, such as Premier, Contribution, and Saver plans. Region-specific plans are also available for locations like Florida, Chicago Metro, Texas, Northwest Arkansas, and Oklahoma. Walmart also provides Health Net HMO plans and Kaiser Permanente HMO plans, depending on the employee’s location.

The Premier Plan is popular for its low costs and simple copays, with $35 for primary care and $75 for specialists. The cost for associate-only coverage can be as low as $31.40 per paycheck, depending on the plan and coverage chosen.

Dental Insurance

Walmart’s dental coverage covers 80% of most regular care, such as fillings, and provides $1,500 towards braces for both employees and their families. The enrollment for dental insurance lasts for two full calendar years.

Vision Insurance

Vision coverage includes $4 annual exams and up to $130 to put towards new glasses or contacts. Specific details about the vision plans may vary by location and enrollment status.

Additional Insurance Options

Walmart also offers accidental death and dismemberment (AD&D), critical illness insurance, and accident insurance. These additional options provide coverage in case of serious accidents or illnesses and can offer peace of mind to employees.

Eligibility and Enrollment

Eligibility for Walmart’s health insurance benefits depends on the employee’s job classification and employment status, such as full-time, part-time, or temporary. Employees can enroll during their initial enrollment period, annual enrollment, or when they experience a qualifying life event. For more information on enrollment and eligibility, employees can refer to the Associate Benefits Book or contact Walmart People Services at 800-421-1362.

Dependents and Family Coverage

Walmart’s health insurance plans allow employees to cover themselves and their eligible dependent children up to age 26. When enrolling a dependent for the first time, employees may be required to provide documentation to confirm their eligibility.

Support and Resources

Walmart provides various resources and support to help employees understand and manage their health insurance benefits. This includes a comprehensive Benefits Guide, an FAQ section, and a People Services helpline. Additionally, Walmart offers services to help employees find doctors and healthcare providers.


In summary, Walmart offers a comprehensive range of health insurance options that cater to the diverse needs of its employees. From medical to dental and vision plans, Walmart associates have access to competitive health benefits that can provide significant support for their wellbeing. With a variety of resources and support services also available, employees can navigate their health insurance options with ease and confidence.

Frequently Asked Questions

What is a qualifying life event for health insurance enrollment?

A qualifying life event refers to a significant life change that affects your health insurance needs and eligibility. Examples include getting married, having a baby, adopting a child, losing other health coverage, or moving to a new residence.

Are Walmart employees automatically enrolled in health insurance?

No, Walmart employees are not automatically enrolled in health insurance. They must enroll during their initial enrollment period, annual enrollment, or when they experience a qualifying life event.

Does Walmart’s health insurance cover prescription drugs?

Yes, Walmart’s health insurance plans typically include prescription drug coverage. The specifics of this coverage may vary depending on the plan chosen.

Can part-time Walmart associates enroll in health insurance?

Yes, part-time Walmart associates are eligible for health insurance. However, the specific benefits and costs may differ from those offered to full-time associates.

Does Walmart offer any wellness programs to its employees?

Yes, Walmart offers a variety of wellness programs and resources to its employees, including preventive care benefits, health education resources, and access to wellness and fitness centers.

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