The Walmart MoneyCard, a reloadable prepaid debit card, is a popular choice among customers due to its convenience and cash-back rewards. But where can you use this card at an ATM? This comprehensive guide will answer that question, and provide you with everything you need to know about accessing your cash with a Walmart MoneyCard.
You can use your Walmart MoneyCard at any ATM that accepts Visa Debit and Debit MasterCard. However, the most cost-effective place to use your card is at Walmart MoneyCenter Express ATMs located in Walmart stores. Walmart has also partnered with MoneyPass, providing surcharge-free ATM access in over 2,000 stores through Walmart’s MoneyCenter Express machines.
What is a Walmart MoneyCard?
The Walmart MoneyCard is essentially a prepaid debit card that can be used for electronic purchases everywhere MasterCard or Visa debit cards are accepted. It’s designed for customers who frequently shop at Walmart, offering cash-back rewards on certain purchases.
You earn 3% cash back on Walmart.com purchases, 2% at Walmart fuel stations, and 1% at Walmart stores, up to $75 each year. The card also comes with an account and routing number like a traditional checking account, allowing you to receive direct deposits and pay bills using the MoneyCard mobile app.
Where Can I Use My Walmart MoneyCard at an ATM?
You can use your Walmart MoneyCard at any ATM that accepts Visa Debit and Debit MasterCard. However, the most convenient and cost-effective place to use your card is at Walmart MoneyCenter Express ATMs. These ATMs are typically located near the front of Walmart stores and allow you to withdraw cash, make credit card payments, and perform other transactions.
If you need to find an ATM near you, you can use the Walmart MoneyCard ATM locator by entering your address, city, or ZIP code.
ATM Networks Partnered with Walmart
Walmart has partnered with MoneyPass, a network that provides surcharge-free ATM access in more than 2,000 stores through Walmart’s MoneyCenter Express machines. This partnership allows customers to enjoy the convenience of making cash withdrawals without additional fees while shopping at Walmart.
Fees Associated with ATM Withdrawals
While withdrawing cash at Walmart MoneyCenters and Customer Service desks is free, there are fees for ATM withdrawals. The fee is $2.50 per withdrawal, and you may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Using Your Walmart MoneyCard Internationally
You can use your Walmart MoneyCard internationally at ATMs. However, a 3% foreign transaction fee is applied to the U.S. dollar amount of each transaction. Additionally, there is a $2.50 ATM withdrawal fee, plus any fee charged by the ATM operator.
Limitations or Restrictions on ATM Withdrawals
There are several limitations and restrictions on ATM withdrawals with the Walmart MoneyCard:
- You can withdraw up to $500 per day from an ATM.
- You can withdraw up to $1,500 per teller transaction at a participating bank.
- You can withdraw up to $1,000 per day from a Walmart register.
- The maximum daily spending limit for the card is $3,000.
How to Locate an ATM Compatible with Your Walmart MoneyCard
You can use the Walmart MoneyCard ATM locator on their website to find an ATM near you. Simply enter your address, city, or ZIP code to find an ATM compatible with your Walmart MoneyCard.
Depositing Money at an ATM Using Your Walmart MoneyCard
While you cannot directly deposit cash at an ATM, you can deposit cash using the Walmart MoneyCard app at Walmart stores. Log into the Walmart MoneyCard app, tap deposit, and follow the instructions to create a deposit code. Then, visit a Walmart store to deposit cash.
With this comprehensive guide, you now know everything there is to know about using your Walmart MoneyCard at an ATM. Whether you’re making a withdrawal, deposit, or simply checking your balance, you can do it all with your Walmart MoneyCard.
Frequently Asked Questions
Can I check my Walmart MoneyCard balance at an ATM?
Yes, you can check your Walmart MoneyCard balance at an ATM that accepts Visa Debit and Debit MasterCard. However, keep in mind that some ATMs may charge a fee for this service.
Can I deposit checks at an ATM using my Walmart MoneyCard?
No, you cannot deposit checks at an ATM using your Walmart MoneyCard. However, you can deposit checks using the Walmart MoneyCard app’s mobile check deposit feature.
Can I transfer money from my Walmart MoneyCard to another bank account?
Yes, you can transfer money from your Walmart MoneyCard to another bank account. You can do this through the Walmart MoneyCard app or website.
Can I reload my Walmart MoneyCard at an ATM?
No, you cannot reload your Walmart MoneyCard at an ATM. However, you can reload your card at any Walmart register, through direct deposit, or by using the Walmart MoneyCard app to deposit checks.
Are there any monthly fees associated with the Walmart MoneyCard?
Yes, the Walmart MoneyCard has a monthly service fee of $5.94. However, the fee is waived if you deposit $1,000 or more to your account during the previous monthly period.
