What Credit Cards Does Safeway Accept?

Safeway Store

If you are still paying via bills in the Safeway stores for shopping while people are shifting to digital wallets, you must move ahead and know at least what credit cards they accept.


You can pay at Safeway with the following credit cards:

  • Visa
  • Mastercard
  • Discover
  • American Express

For your knowledge, we have provided an overview of the credit cards that Safeway accepts, as well as the ways to pay through them. We’ll also discuss why the store encourages payment via digital means.

Credit Cards That Safeway Accepts

Safeway is one of the leading American supermarkets which provides a full array of grocery items, food, medicine, bakery, etc. Hence they must accept payments in multiple ways.

The credit cards accepted by Safeway are:

1. Visa

Visa Card

Visa is one of the world’s most widely accepted credit cards, and Safeway also carries it. These credit card holders can avail of a wide range of benefits such as rewards programs, cashback, and travel benefits.

2. Mastercard


Mastercard is another globally renowned credit card and can be used at Safeway and many other retailers. These credit cards offer many perks, such as cheap air tickets and VIP lounges.

3. Discover

Discover Credit Card

Discover credit card is also accepted at Safeway and offers a cashback bonus program that provides points on everyday purchases and a 5% discount on grocery items.

4. American Express

American Express Card

American Express is a premium credit card Safeway accepts. Its users can also take advantage of exclusive offers, including dining programs and concierge services.

Some Safeway stores may also accept store-branded credit cards, so it’s always best to check with your local store or the Safeway website to confirm which payment methods are currently acceptable.


The credit card provides you a limit to spend because you are using the bank’s money which has to be payback. On the other hand, the debit card pulls funds from your current account.

Reasons for Safeway Encouraging Credit Card Payments

Credit Card Payment

Credit cards open the doors of convenience for Safeway; that’s why it wants customers to pay via credit cards for the following reasons:

1. Immediate Payment

Allowing customers to pay with credit cards helps Safeway receive payment immediately, rather than waiting for a cheque to clear or Cash to be counted.

2. Security

Credit card transactions often have fraud protection policies that are more secure for Safeway and the customer. Moreover, it also eliminates the factor of fake bills.

3. Sales Data

Credit card payments enable Safeway to track sales data more efficiently, which can help with inventory management and other business operations.

Why Should You Use Credit Cards at Safeway?

Let’s discuss the multiple advantages of using credit cards at Safeway.

1. Eliminate the Hassle of Carrying Cash

Carrying Cash

The world has transformed from a barter system to digital means of paying for products or services. This revolution has helped people in many ways, including eliminating the hassle of carrying Cash.

Currency notes are a carrier for transferring germs and viruses, which forced people to shift to online transactions, and they started using credit cards everywhere, including Safeway stores.

Moreover, carrying Cash is also not secure, as you never know when you will get preyed on by a thief.


According to a recent study from the Center for Genomics and Systems Biology at New York University, one Dollar bill can contain 3,000 distinct types of microorganisms.

2. You Can Earn Points

Earn Points

Safeway gives points and rewards to their customer on paying through credit cards in the form of discounts, cashback, and gift cards.

You can redeem those points at any service from Safeway, e.g., grocery stores, gas stations, and pharmacies.


Every dollar spent at Safeway earns you one point, whereas a hundred turns into one reward, which can be redeemed to eliminate 10 cents/gallon of gas at Safeway fuel stations.

3. You Don’t Have To Pay Immediately

Credit cards allow you to shop now and pay later anywhere, including Safeway, so if you are running tight on the budget, shop using them.

How To Pay at Safeway via Credit Cards

Here are the easiest methods to pay via credit cards at Safeway:

1. To Pay in Stores

Woman Supermaket Checkout

Credits cards are very convenient to use in Safeway stores because they save you from the hassle of carrying Cash in your wallet and from long queues.

Two ways to use credit cards in Safeway stores:

  • Put the card into the POS payment terminal or hand it over to the salesperson in case of manual checkout; enter the four-digit pin code to process the payment. 
  • If your card is NFC enabled, there is no need to insert it into the POS terminal; tap the card on the payment machine, and you are good to go.

2. To Pay on the App

To Pay On The App

Safeway also has a mobile application through which you can shop all the items available at the store.

To pay via credit card on the app:

  • First, go to check out after adding the items to the cart.
  • Then, enter your 16-digit credit card number, name on the card, expiration date, and 3-digit CVC code (mentioned on the backside of the card).
  • Hit enter and your payment will be processed after successful OTP submission.


This article discusses what credit cards Safeway accepts and their benefits to the store and the customers. 

Moreover, you have also learned the ways to use your credit card at the Safeway stores and mobile application. Therefore, we hope you enjoy shopping more conveniently without using currency notes.

Frequently Asked Questions

Does Safeway Accept Payments Through Apple Pay?

Yes, you can pay through your iPhone at the Safeway store by placing it near the POS payment terminal. The store implemented the Apple pay facility in all branches back in 2021.

Does Safeway Accept Payments via Google Pay?

Yes, Safeway now accepts payments through Google Pay; however, you must first save your debit or credit card information in the Google Pay application.

Are Snap-Ebt Cards Entertained at Safeway?

Yes, if you have a Supplemental Nutrition Assistance Program (SNAP)-Electronic Benefit Transfer (EBT) Card, you can buy groceries and medicines from Safeway stores.

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