Working at Chick-fil-A can get you quite some perks. The management is mindful of its employees’ well-being and offers some flexibility, such as maternity or sick leaves and health insurance.
But do you know about the health insurance plans offered at Chick-fil-A?
Chick-fil-A allows multiple health insurance plans for its employees to make it easier for everyone to benefit.
The key factor in health insurance plans is their annual deductibles, which can give a better idea of their use and accessibility.
The annual deductibles of these insurance plans are as follows:
- Platinum: $250
- Gold: $1,350
- Silver: $3,550
- Bronze: $4,000
- Freedom: $6,000
Read on to find out how many health insurance plans are available at Chick-fil-A and what they cover.
Chick-fil-A’s Health Insurance
Regarding health, Chick-fil-A is mindful of its employees and offers different health insurance plans designed to suit the needs of each employee.
Let’s take a look at these health insurance plans:
Plan #1: Platinum
I am starting with the best option, which has a minimum annual deductible of $250 per person and $500 per family. The out-of-pocket maximum for the platinum plan is $3,600 per person and $7,200 per family.
The primary care visit with a platinum plan covers a $30 copay and $45 for specialist visits.
Plan #2: Gold
One step below is the Gold plan, which deducts $1,350 per person and $2,700 per family. The gold plan offers an out-of-pocket maximum of $6,675 per person and $13,350 per family.
The gold plan will cover a primary visit with a $50 copay and $80 for specialist visits.
Plan #3: Silver
If you have a silver plan, it will deduct $3,550 per person and $7,100 per family. So the out-of-pocket maximum for the silver plan is $6,450 per person and $12,900 per family.
If you look forward to a primary care visit with a silver plan, it will cover a $50 copay, and if it is for a specialist visit, it covers a $75 copay.
Plan #4: Bronze
The bronze plan deducts $4,000 per person and $8,000 per family. Therefore, if you opt for the bronze plan, your maximum out-of-pocket limit will be $7,900 per person and $15,600 per family.
The primary care visit with a bronze plan will cover a $25 copay and $50 for specialist visits.
Plan #5: Freedom
The freedom plan is a unique pool with an annual deductible of $6,000 per person and $12,000 per family. In addition, the freedom plan will offer you an out-of-pocket maximum of $6,700 per person and $13,400 per family.
The important thing to note about the freedom plan is that it will cover 30% after the deductible for all visits and prescriptions.
The preventive visit is 100% covered by all health insurance plans.
Eligibility for Health Insurance at Chick-fil-A
To avail yourself of health insurance at Chick-fil-A, you need to be eligible for it. The eligibility criteria are as follows:
- Full-time employees should be working for 30 hours or more per week.
- Part-time employees must spend 15 hours or more per week on the job.
- Variable-hour employees have to work an average of 30 hours per week for 12 months.
Bottom Line
Health is the greatest blessing a person can have, and Chick-fil-A ensures its employees get the best insurance with flexible plans.
Chick-fil-A offers multiple health insurance plans for its employees, ranging from Platinum to Freedom. The plan with the lowest annual deductibles is Platinum, which will deduct $250 per person and $500 per family.
In contrast, most deductions in the Freedom plan will cost you $6000 per person and $12,000 per family in a year.
It’s important to ensure you are eligible for health insurance before signing up.
Frequently Asked Questions
Does Chick-fil-A Cover Dependents Under Its Health Insurance Plan?
Chick-fil-A offers health insurance coverage for eligible dependents, including spouses and children. The cost of dependent coverage is typically shared between the employee and the company.
Can Part-Time Employees at Chick-fil-A Receive Health Insurance Benefits?
Part-time employees at Chick-fil-A may be eligible to receive health insurance benefits. However, the eligibility criteria and cost of coverage may be different than for full-time employees.
For more information, it is best to check with the Chick-fil-A location or the company’s human resources department.
